Having trouble with debt?
If you are unable to meet your monthly repayments and you are finding it difficult to pay off the outstanding balance on your credit card you should contact your credit card company immediately. The earlier you speak to your card company the easier it will be for them to help you with your situation and assist you in making a plan.
Do not ignore debt problems. Speak to your card company or one of the free debt advice organisations (see left) who can help and offer advice on the best options for a repayment plan.
Do not take out a new credit card if you are having difficulty in meeting repayments on other cards.