Digi-guides
These downloads are available from this website in either PDF or Word format and can be downloaded free of charge. (Please note: the PDF documents open in a new browser window.)
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- Choosingandusing.com advice pack (PDF: 841KB) (55 pages)
- A full and complete version of the information and advice provided on the choosing and using a credit card website.
- Credit Card Comparator tool: think before you buy (Word: 32Kb) (1 page)
- A downloadable version of the credit card comparator tool provided in the section on choosing a credit card.
- Choosing a credit card digi-guide (PDF: 259 KB) (3 pages)
- A downloadable guide to choosing a credit card.
- Using a credit card digi-guide (PDF: 111 KB) (2 pages)
- A downloadable guide to using your credit card.
- Using your cards on holiday (PDF: 215 KB) (3 pages)
- A downloadable guide to using your cards on holiday.
- 40th birthday of the credit card (PDF: 220 KB) (4 pages)
- A downloadable guide detailing the history of credit cards over the last 40 years.
- Checking your Credit Record (PDF: 194 KB) (3 pages)
- A downloadable guide encouraging UK consumers to check their credit report.
- Borrowing advice guide for students (PDF: 235 KB) (4 pages)
- An online guide for students that provides key facts and tips for choosing and using plastic cards at university.
- The card transaction process (PDF: 127 KB) (2 pages)
- Provides a step-by-step explanation of the card payment process. Details the flow of funds, from the moment a consumer users their card to make a payment to the moment the money is credited to the retailer’s bank account.
- Tips to UK cardholders for safe online gambling (PDF: 480 KB) (2 pages)
- Online gambling is becoming more and more popular, and while it is up to you how you spend your money, we should all take certain steps to safeguard our cards when using the Internet. This guide aims to provide simple tips to UK cardholders for safe online gambling.
- Understanding your credit card statement (PDF: 102 KB) (2 pages)
- A new advice guide to help consumers better understand their credit card statements. The "Understanding your credit card statement" guide explains everything consumers need to know about the common features and terms used and offers advice on what to look out for when they are checking their statements.
- Plastic Cards Fact Pack (PDF: 384 KB) (4 pages)
- APACS has launched a new, consumer-focused Plastic Card Fact Pack guide, which includes information about the different types of cards in issue in the UK and an explanation of their standard features.
- Payments Abroad 2007 (PDF: 1.56MB) (2 pages)
- In the last few decades it has become far easier for travellers the world over to make payments while abroad. Even so, whether you are paying by cash, card or traveller’s cheque you can make your trip overseas safer and easier by following the advice in this guide.
- Choosing cards: a guide for the under 18s (PDF: 119KB) (2 pages)
- There is a vast range of payment cards available for you to choose from - and if you are just starting to find out about the world of personal fi nance, and what it means to have more than just a savings account - applying for a plastic card can seem a
daunting prospect. This guide aims to help explain some of the different options so you can choose the right card for you and manage your money effectively. This includes understanding how debit and credit cards work, choosing the best type of card for you, your payment options, how to use cash machines, and how to keep your money and cards safe from fraud. - Using cards: a guide for parents (PDF: 292KB) (2 pages)
- Helping your children learn how to manage money effectively is one of the most benefi cial life skills you can teach them. With the right guidance, using plastic cards can help establish good patterns of behaviour when it comes to responsible budgeting.
- Using your plastic overseas 2008 (PDF: 1.08MB) (3 pages)
- Whether you are going overseas on business or for a holiday, paying by card is almost always the most convenient way to pay. As long as your card carries an international card scheme brand, such as MasterCard or Visa, you will be able to use it at most shops and cash machines around the world. Additionally, you get the added peace of mind that you will get your money back from your card company if you are an innocent victim of card fraud.
