How to Compare Credit Cards
To help you select the best card for your needs there are many different sources of information on credit cards, such as advertising and the personal finance pages of newspapers, magazines and on the Internet.
These can provide helpful starting points and may help you develop a shortlist of cards that could be right for you.
You need to be aware that not all comparison guides are completely independent and may be sponsored in some way to recommend certain products over others. Also, they may quickly become out–of–date and may not always be reliable. As such, we recommend that you use these guides with caution. Ultimately always check product features and Terms & Conditions with the credit card company.
Once you have a shortlist you can start to look at the Summary Boxes for each credit card to get a concise summary of the cards’ main features. The Summary Box is always in the same format – whatever the card and whoever the credit card company, allowing you to compare products simply and easily
Ask the card companies for information packs on each credit card you are interested in and in each pack you will find a Summary Box.
Take a look at this information about the Summary Box and what it contains.
Before finalising your choice, you will always have at least one opportunity to review, in full, the Terms & Conditions of the credit card. We recommend that you always do this. You will be sent another copy of the Terms & Conditions of your credit card with your new card. Keep these Terms & Conditions in a safe place. We recommend that you also use this opportunity to ensure that you fully understand your responsibilities and obligations.
Use this handy credit card comparator tool to help you compare the features of any credit cards that you are considering.
