retailers and cards home page

link to the top of the content area

Credit Card Comparator Tool: think before you buy

To use this credit card comparator, just print it out or download, and fill in the details for each card you are trying to compare. Then think about what you want to use your card for and what the most important features are for you. 'The Right Card for You' section of www.choosingandusing.com can help you to decide how you will use your card and what features you want.

You can find all the information that you need to compare credit card features in the Summary Box. The Summary Box is provided with all credit card marketing materials. If you already have a credit card, you will also find information about the features of your credit card on your monthly credit card statement.

Click here to download a copy of the Credit Card Comparator tool (Word: 1page, 32Kb).

Card

       

Typical APR

       

Interest free period

       

Purchases promotional rate

       

Purchases promotional period

       

Balance transfer promotional rate

       

Balance transfer promotional period

       

Fees

       

Cashback or rewards

       

Allocation of payments

       

Charges

       

Interest on purchases

       

Interest on cash advances

       

Interest on balance transfers

       

Minimum repayment

       

Default charges